She's broker than a joke, but Toni Braxton is now rich in knowledge ... after completing a court-ordered class on personal financial management -- and she has a certificate to prove it!!!
Toni -- who filed for bankruptcy last year claiming she was between $10 and $50 million in debt -- was ordered to complete the course as a part of her case ... and earlier this month, she got it done.�
According to the certificate, obtained by TMZ, Toni passed an "Internet instruction course concerning personal financial management."
Grad party, anyone????
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